Village Vets Centre Liverpool 0151 428 8600 0151 428 8600
Village Vets  Centre Liverpool   0151 428 8600   0151 428 8600

Because Life is Unpredictable

No matter how well we care for our pets or try to protect them, sometimes we have to deal with unexpected illness or injuries. In these circumstances, there are enough things to worry us without having to deal with veterinary costs as well. Unfortunately, due to the time and expertise required the costs of diagnosis and treatment can escalate rapidly. In some cases, owners cannot possibly afford the cost of these procedures and are left with no other choice than to euthanize their pet. This is a situation we see all too commonly and it is for this reason that we strongly advise all pet owners to obtain insurance for their pets.

I Save Money for these Events. Why Would I Need Insurance?

While this may work in many situations, it does not provide you with any third party insurance cover. If your dog or cat causes an accident or injures another person you may be faced with large medical or court costs that you were not anticipating. In other cases treatment may run into thousands of pounds and not many people have this much money to spare! For more information on dog ownership and the law visit DogLawTV.

Which Insurance is Right for Me?

There are many different policies available and you must make sure that you buy into the best option for you. Make sure that you read your policy carefully to ensure you understand what you are covered for and the terms and conditions. For example, you need to consider the cost of any premiums and any excess you may have to pay.


Lifelong policies are those with the most benefit as many diseases will affect your pet for the rest of their life e.g. skin disease, heart disease, diabetes and epilepsy.


Some policies are:

  • Time capped so that you can only claim for any condition during the first 12 months from diagnosis. Afterwards you will have to pay for all treatments yourself which can be crippling if your pet is young when diagnosed and needs care for the rest of its life. You will probably not be able to insure your pet with another company to cover this condition as it will be listed as 'pre-existing.'
  • Financially capped policies have an upper limit on the amount they will pay for an individual condition, once this has been breached your pet will no longer be insured for that condition.


Please note: Many insurance policies are void if you do not keep up to date with your pet's annual vaccinations (cats, dogs and rabbits).


For more information on types of policies and what you should look out for, visit the Association of British Insurers website.

Benefits of Pet Insurance.pdf
Adobe Acrobat document [106.8 KB]
The Costs of Vet Care.pdf
Adobe Acrobat document [133.0 KB]


Opening Hours

Monday        09.00 - 18.00

Tuesday       09.00 - 18.00

Wednesday   09.00 - 18.00

Thursday      09.00 - 18.00

Friday           09.00 - 18.00

Saturday       Closed 

Village Vets Centre Ltd

65 Quarry St  


L25 6EZ

Tel.: 0151 428 8600


In case of emergency, please call:

Tel.: 0151 428 8600

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© Village Vets Centre Ltd 2014